I’m coming for you Aruba!
I’m super excited to finally be writing this April financial update!
After staying in the great state of Minnesota all last year, Mr. Frugal Turtle and I decided it was time to get away. Work has been hell for both of us lately and a vacation has been desperately needed.
After much hemming and hawing for a couple of weeks and getting recommendations from family members, we finally decided on a beautiful all-inclusive resort in Aruba. There will be more details in a future post and I can’t wait to share them!
Frugal Turtle Earns Money!
Not me. The website! A few of you awesome people took my advice and clicked on a referral link. Thanks to you this site earned $60 last month. Thank you so much!
It’s pretty good timing because I have some website related expenses coming up that I can put that referral money towards. Again, thanks for supporting this blog!
Making Sense of Affiliate Marketing
I love reading Michelle Gardener’s blog Making Sense of Cents. I’ve been reading it for years. I find her life fascinating. Her blog is really interesting and I drool over her monthly income reports.
Out of curiosity (and a growing desire to make money blogging) I invested in her course Making Sense of Affiliate Marketing (not an affiliate link, yet. I want to finish the course first). I’m super excited about it. Unfortunately, my day job has been pretty demanding and I haven’t done more than scan through the material.
I bought the course when Michelle had a sale going on, so I got it for $169. That’s a pretty big one time expense for me, but I’m really happy that I did it. I have no regrets and I can’t wait until I have more time to dive into the material!
Groceries, Groceries, and more Groceries
So, I’m not sure what happened in April, but I spent a ton of money on groceries.
Actually, I do have a theory on what happened, I did ALL the grocery shopping myself. Mr. Frugal Turtle and I usually go grocery shopping on Saturdays, which is our normal day off together. We try to split the grocery bills fairly evenly, but we really don’t keep track. Unfortunately, our mutual employer has gotten really busy lately and we no longer both have Saturdays off together.
Since Mr. Frugal hates grocery shopping (especially alone), and I actually enjoy it (I know, I’m weird), I went grocery shopping on my days off. And did all the shopping for the month of April. And somehow spent over $300 on groceries.
I realize that’s probably about average for a frugal couple who hates to waste food, but I didn’t think we spent that much! It’s really got me curious as to what we both spend on groceries each month. I think I’m going to keep track of all grocery store receipts for both of us for a few months just to see what we actually average on grocery expenses.
On to the numbers!
April Net Worth
I ended April with a net worth of $121,995.71.
My goal for this year is to end the year with a net worth of $150k. If I can reach $125k by the end of June I think I have a good shot of reaching that goal.
My net worth includes my retirement accounts and my regular savings account.
I use Personal Capital (affiliate link) to keep track of my net worth. Personal Capital is really easy to use and I have to admit, I’m kinda addicted. You can link your credit cards, banks, and investment accounts to this site and it updates all the time. I log in and check my net worth almost every single day. It also has a pretty sweet retirement planner that tells you what you can work on to make your retirement even better.
I was able to put $1,656.60 towards retirement in March. $1,384.60 went in my 401k and $272 went to my IRA.
In mid April we booked our trip to Aruba and ever since I’ve been throwing any extra money towards paying off the credit card. I’ll be pulling money from my savings account to pay off the credit card balance if I can’t get the balance paid off before it come due. I’m not paying interest on my credit card!
I took home $2,904.80 in April from my full-time job. That number includes the $1,384.60 that went straight into my 401k.
I also earned $60 from a referral link on the blog! Big money! Seriously though, earning that $60 totally made my day!
|Making Sense of Affiliate Marketing||$169|
|Trip to Aruba for 2||$3,026.98|
April ended up having a scary number of expenses! $4,186.01 to be exact. However, I’m super excited to learn more about affiliate marketing, and I’m also super excited to be going to Aruba next month! Those expenses were totally worth the money in my opinion.
This is why I’m glad I’m a “frugal turtle.” I can take some of my hard-earned money and spend it on things that are important to me. Travel and learning are two very important things in my life.
If you look closely at my expenses you’ll see that I paid for Mr. Frugal Turtle’s trip as well. He’ll be paying me back in the form of free rent for me for the next several months!
I earn 3 points for every dollar purchased in travel on my credit card, so that really boosted my points total!
I’m still holding on to Netflix. I was going to cancel it last month, but never did. It will happen. Soon.
Besides our sun and sand filled destination coming up next month, there’s really nothing to exciting happening in our future.
I’ve been working six days a week at my job lately and am really looking forward to having two days off. It’s crazy how much of a difference having that extra day off makes. A person can get so much more done. Plus, it’s just better for my sanity. 🙂
How much do you spend on groceries every month? How many people are you buying groceries for?