Halfway to My Year-End Goal! and My June Financial Update with Net Worth

2017 is half over! I'm on my way of reaching my financial goal for the year! This financial update also includes my financial update with net worth.Welcome to June’s Financial Update!

We are a little over halfway through 2017, and I am a little over halfway to my financial goal for 2017!  I have a lofty goal this year of reaching $150k net worth by the end of the year and I am on track to reach it.  Yay!!

I ended 2016 with a net worth of $105,741.88.  To reach my goal, I need to increase my net worth by $44,258 in one year.  Making a salary of around $45,000.  And I’m now halfway there!  Thanks to the incredible stock market ride we’re on, and being pretty darn frugal, I’m doing something I really didn’t think was possible!

I’m not gonna lie, it feels pretty awesome!

June Recap

The biggest (and best) thing that happened in June was the trip to Aruba that Mr. Frugal Turtle and I enjoyed.  We spent one glorious week there and it was way too short.  I did a full recap of the trip in the post The Pros and Cons to Staying at an All-Inclusive Resort.  Check it out!

Once we got back from our trip and we were back to the same old routine, I brought my car in to get my oil changed.  I’ve had my ABS light on my dash on for about a month and the worker there told me that there’s an issue with my wheel bearing.  It’s going to be a $300 fix.  Great.  My car’s only worth at most $1,000.  I haven’t gotten it fixed yet.  Mr. Frugal Turtle is going to look into it and see if he can fix it.

It was a spendy month for car expenses!  My auto insurance was due in July but I paid for it in June.  $322.20 for six months.  Ouch!  I prefer paying for the whole bill at once instead of monthly.  It saves me a couple of dollars every month, plus I don’t have to think about it every month.

Kohl’s is one of the stores I shop at on a regular basis, but only when they send me a 30% coupon!  Well, I got one in the mail last month and Mr. Frugal Turtle and I went on a little shopping spree.  This doesn’t happen too often, so I felt okay spending a little over $100 on this trip.  I paid for Mr. Frugal Turtle’s items and he bought groceries for the week.  We keep our finances separate since we aren’t married (yet!).  It works for us.

on to the numbers!

June Net Worth

I ended June with a net worth of $127,008.29.  Like I mentioned above, I’m over halfway to my year-end goal!

My net worth includes my retirement accounts and my regular savings account.

I use Personal Capital to keep track of my net worth.  Personal Capital is really easy to use and I have to admit, I’m kinda addicted.  You can link your credit cards, banks, and investment accounts to this site and it updates all the time.  I log in and check my net worth almost every single day.  It also has a pretty sweet retirement planner that tells you what you can work on to make your retirement even better. Continue reading “Halfway to My Year-End Goal! and My June Financial Update with Net Worth”

The Pros and Cons to Staying at an All-Inclusive Resort

We are back from Aruba!

It was incredibly beautiful there.  We went during the off-season and it felt like we had the entire beach to ourselves.  I have only ever vacationed in the Caribbean during the off-season and I highly suggest it!  I’ve heard that during the busy season people fight for beach chairs and there is no room on the beach.  I would hate that!

This was my first time staying at an all-inclusive resort and I don’t think it will be the last!  I really enjoyed having everything included in the original price.  It was really convenient.

We stayed at the Tamarijn Aruba All-Inclusive the entire time.  It was so beautiful!  Every room there is ocean view and the view is heavenly!  We were 20 feet from the beach.  I loved it there!

Here's a recap of our vacation in Aruba! We enjoyed our stay at an all-inclusive resort. Here is our all-inclusive review with pros and cons.
The beach at the resort.

Our room was in the last building on the grounds so it was a little bit of a hike to get to the restaurants and concierge desk and the shops on the resort, but honestly, we really didn’t mind.  We were on island time.  There is no hurry.  We enjoyed the little stroll that we had to take.

If you are planning a trip to Aruba, but don’t have a hotel booked yet, check out the Tamarijn Aruba All Inclusive!  We would go back there in a heartbeat.  If you aren’t sure about staying in an All-Inclusive, let me help you decide.

They are not paying me to say that.  This is not a sponsored post, and I don’t have a single affiliate link in this post.  All recommendations are my own.

Pros to staying at an All-Inclusive Resort

You could spend your whole vacation at the resort if that’s what you wanted to do.

If you are looking for a relaxing vacation and don’t want to do anything except sit on the beach and read a book or watch the waves roll in and daydream, then book an All-Inclusive.

Here's a recap of our vacation in Aruba! We enjoyed our stay at an all-inclusive resort. Here is our all-inclusive review with pros and cons.
More beaches!

This was how we spent most of our vacation and it was glorious. Continue reading “The Pros and Cons to Staying at an All-Inclusive Resort”

A Trip to Target and My May Financial Update with Net Worth

How did I spend less than $700 last month? Check out my latest financial update! Find my net worth, income, expenses, and savings totals here.Welcome to May’s Financial Update!

I love writing these financial updates because they’re kinda like a scrapbook of my life.  I can look back and read the updates and remember where I was at a certain time in my life.  They show how far I’ve come!

I can’t believe it’s June already!  We are officially on vacation, even though we haven’t left yet.  It’s just nice to relax at home before we start our travels to ARUBA!!!  I’m planning to do a recap of the vacation after we return, so look out for that!

Even though I’m 36, I’ve traveled so rarely that I have never had a need to buy my own luggage.  I’ve always just borrowed luggage from my parents when I’ve needed it in the past.  I was talking with Mr. Frugal Turtle and we plan to do quite a bit of traveling over the coming years.  So, I splurged on some luggage.  We were at Target and I found a nice luggage set that wasn’t too expensive.  It seems like it’s decent quality, so hopefully it lasts quite a while!

While we were at Target I picked up a present for my one year old nephew.  My sister and I went in together and got him a little indoor/outdoor slide.  When he opened it at the party he was too scared to go down it, but hopefully he warms up to it!

I also paid for some clothes for Mr. Frugal Turtle and I at Target.  He found a couple of t-shirts and a pair of shorts, while I left with a couple of dresses and a new belt.  It was an expensive trip to Target!

Also in May I treated Mr. Frugal Turtle to a movie date!  We went to the cheaper, local movie theater instead of the expensive one in the city and saved about $10 on the tickets, pop and popcorn!  Guardians of the Galaxy was awesome and I highly suggest you check it out if you haven’t yet.

On to the Numbers!

May Net Worth

I ended May with a net worth of $124,175.58.

My goal for this year is to end the year with a net worth of $150k.  If I can reach $125k by the end of June I think I have a good shot of reaching that goal.  I’m getting really close to $125k!

My net worth includes my retirement accounts and my regular savings account.

I use Personal Capital (affiliate link) to keep track of my net worth.  Personal Capital is really easy to use and I have to admit, I’m kinda addicted.  You can link your credit cards, banks, and investment accounts to this site and it updates all the time.  I log in and check my net worth almost every single day.  It also has a pretty sweet retirement planner that tells you what you can work on to make your retirement even better. Continue reading “A Trip to Target and My May Financial Update with Net Worth”

How We Planned Our Trip to Aruba

One Happy Island

Aruba-“One Happy Island” is the island’s motto.  Sun, sand, surf.  What more could you ask for in a Caribbean vacation.  This will be my first time visiting the island and I’m so ready for it!

We plan on snorkeling, hiking, sunbathing, eating delicious food, drinking yummy drinks and just relaxing.  It’s going to be glorious!

It took us about a week to decide on an all-inclusive resort to call our home for four nights.  We used Travelocity to aid us in our decision-making.  We wanted to stay at an all-inclusive resort that had the right amenities we were looking for.  Free snorkeling equipment, free kayaking, close to hiking paths, on the beach, and great reviews were mandatory. And of course, we didn’t want the trip to cost an arm and a leg.

Thanks Travelocity!

Travelocity makes it pretty easy to find the destination you’re looking for, even if you don’t have a hotel in mind.  Once you’ve selected the dates you want to travel, and your destination, there are many filters that you can choose to narrow down your search even more.

If you’re looking for a five-star resort in a certain neighborhood, or there’s an amenity you’re looking for, like child care, you can filter your search that way.  Travelocity makes it pretty easy to find what you’re looking for.  There’s usually a plethora of options! Continue reading “How We Planned Our Trip to Aruba”

Essential Camping Gear for That Amazing Camping Trip

Do you feel it?  It’s in the air.  That time of year.  Days of hiking, biking trails, swimming in a lake.  Also bug bites, ticks, sunburns and sleepless nights in a strange environment.  I love it and crave it every year.  IT’S CAMPING TIME!!!

I’ve been camping every year since my early twenties and it’s one of my favorite things ever.  There’s seriously nothing more relaxing.  Last year on our camping trip we got to witness hundreds of lightning bugs doing their thing while we just sat mesmerized at all the lights twinkling around us.  It. Was. Awesome!

If you’ve never been camping and aren’t sure if it’s something you want to do, I wrote a post detailing what I think are some great benefits of camping.  It is the best frugal vacation!

We normally go camping towards the end of summer or beginning of fall.  It’s less crowded, there are less bugs, and it’s a lot cooler while we’re out hiking.  However, I’ve been camping during the middle of the summer and it’s just as fun!

Mr. Frugal Turtle was a Boy Scout when he was younger.  His ideal camping trip is to head out with extremely limited camping gear and “rough it.”  Me, not so much.  I prefer having showers and toilets nearby.

I’ve compiled a list of all the camping gear we take with us on camping trips.

Tents

We’ve had this tent for several years now and it works great!  It’s a four person tent, but it’s perfect for two people.  Plus, it’s reasonably priced!  Camping gear can be expensive!
Continue reading “Essential Camping Gear for That Amazing Camping Trip”