A Birthday Meal and My February Financial Update with Net Worth

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One of my best financial updates yet! I managed to keep my expenses super low in February. Also check out the post to see my income, savings and net worth!I’ve been looking forward to writing this February financial update ever since the month ended!  February ended up being a month where I had very low expenses.  It helped that the month was shorter than normal.  If only I could have low expenses like this every month!

Mr. Frugal Turtle Turns a Year Older

February was Mr. Frugal Turtle’s birthday month!  He took the day off from work and we spent the day together on his birthday.  I didn’t get him anything for his birthday.  We usually don’t do gifts for any occasion, so this is normal.

I did, however, take him to a Mexican Restaurant that gives free meals on birthdays.  Several of his siblings and their significant others were able to join us for the grand occasion.  There’s no better way to spend your birthday than surrounded by loved ones!

What Else Happened In February?

I ended up getting a nasty cold in the beginning of the month and it took a couple of weeks before I was feeling better.  I’m just happy Mr. Frugal Turtle never ended up getting it.  It had me completely down for the count for an entire weekend!

A new grocery store opened up in the area!  Fresh Thyme opened up late in January and I finally got to go there in February.  For someone who actually enjoys grocery shopping this was a big deal!  There was so much hype about this store that I couldn’t wait to see what the big deal was.

The verdict: it’s cheaper than other grocery stores on some items.  Other items they are more expensive.  Just like every other store.  It just goes to show you that you have to pay attention to prices no matter where you are.

On to the numbers!

February Net Worth

I ended February with a net worth of $115,121.53.  My goal for this year is to end the year with a net worth of $150k.  If I can reach $125k by the end of June I think I have a good shot of reaching that goal.

My net worth includes my retirement accounts and my regular savings account.

I use Personal Capital (affiliate link) to keep track of my net worth.  Personal Capital is really easy to use and I have to admit, Iā€™m kinda addicted.  You can link your credit cards, banks, and investment accounts to this site and it updates all the time.  I log in and check my net worth almost every single day.  It also has a pretty sweet retirement planner that tells you what you can work on to make your retirement even better.

February Savings

I was able to put $2,209.60 towards retirement in February.  $1,384.60 went towards my 401k while $825 got transferred to my IRA for 2017.  I’m looking forward to saving more in March because it’s a three paycheck month for me!  Gotta love those months.

February Income

I took home $2,922.90 in February.  This includes the $1384.60 that went directly towards my 401k.  With spring right around the corner, work should be getting even busier than it has been.  I imagine I’ll be working a lot more six-day weeks coming up soon.  Yay?

My full-time job is my only source of income.

February Expenses
Rent $400
Groceries $195.54
Netflix $8.54
Health Insurance $182.52
Mr. Frugal Turtle’s Birthday Meal $26.69
Gas $51.17
Cell Phone $38.41

Wow!  That’s a really short list of expenses.

My expenses totaled $902.87 for the month of February!  That’s pretty good!

I just want to make it clear that while Mr. Frugal Turtle and I do love staying home, we weren’t complete hermits during the month of February.

We do have family that lives close to us, so there were several visits with them.  Mr. Frugal Turtle’s best friend that lives an hour away also came to visit us for an evening.  We do have lives!  Those lives just happened to not spend much money last month.

I’m thinking that I will get rid of my Netflix subscription in a month or two.  There are other ways to see the latest movies.  Cheaper ways.  Like the library or we can utilize the Redbox that’s just down the street from where we work.

Looking Ahead

Like I said earlier, I’m really looking forward to a three paycheck month.  I worked 10 hours of overtime last week and I’m sure there’s more to come. It’s a blessing and a curse.  I love the bigger paychecks, but hate spending even more of my life at work.

Mr. Frugal Turtle and I are planning a date night later this month.  We have to go see Logan.  We love the Marvel movies, so it’s always a blast to check out the latest installment.

Mr. Frugal Turtle has brought up taking a vacation several times recently.  Still, nothing has been planned.  We haven’t even decided on where, so there’s a lot of planning left to be done.

Do you have any affordable vacation destinations that you would recommend?

One of my best financial updates yet! I managed to keep my expenses super low in February. Also check out the post to see my income, savings and net worth!


15 thoughts on “A Birthday Meal and My February Financial Update with Net Worth”

  1. Hi Frugal Turtle. Congrats on 1 year of blogging. I saw your website from frugalwoods. I enjoy your monthly breakdown and sharing your trials and tribulations. Similar to you I started to blog to keep myself in check and work toward the goal of early retirement . Excited to see your content in the future. Best of luck.

  2. I want to see Logan too, but I’ll wait for the DVD. šŸ™‚
    Good luck on reaching your net worth goal this year. Keep at it!
    Awesome job with your expense too.

  3. You are doing great on the saving! If possible, try to travel hack the vacation the way Root of Good and Go Curry Cracker do. I’m trying to learn how those guys travel hack so well.

  4. That’s awesome that you can keep your expenses down so low! Keep it up and make that money work hard for ya! Use that motivation of not wanting to spend so much time at work to fuel your want to get more into retirement and grow! Keep up the great work!

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