It feels good to officially write this. My networth on November 1st, 2015 was $65,469.33. October was an amazing month. It was a three paycheck month, which is always nice, and I managed to keep my expenses under 1k.
I did not get the job that I had interviewed for, and you know what? It’s ok. That job would have doubled my commute time, and I wouldn’t be able to carpool with Mr. Frugal Turtle anymore, so my vehicle expenses would have increased by a large amount. That one tank of gas per month I’ve been averaging lately would’ve tripled at the very least. It also probably would’ve been a pay cut. So, I’ll keep looking, but in the meantime, it’s good knowing that I have a good paying job.
One of my favorite things about the fall season is pumpkins. I absolutely love roasted, salted pumpkin seeds. So, when pumpkins were lining the outside sidewalks of all the grocery stores, we bought three of them. One for roasting the whole pumpkin (which I had never done before) and two for carving. One weekend night, with the help of Mr. Frugal Turtle, I roasted a very large pumpkin. It ended up giving me enough flesh to equal three cans of pumpkin. I made a batch of pumpkin bread the other night, and holy smokes, that is some delicious bread. I’d never had pumpkin bread before, but that is one recipe that is going into the rotation. The day after Halloween, I happened to be at the grocery store, and guess what was deeply discounted. Pumpkins! I bought two more large ones, and two pie pumpkins. All for $3.00. I am going to have enough frozen pumpkin to make pies and bread all year long. And the pumpkin seeds…salty, crunchy, good for you snacks. I’m going to have enough seeds to last me several months. I am definately going to remember that for next year.
Speaking of Halloween, we ended up not dressing up. We were planning on it, but only tried to get our costumes together the week before…and it was a fail. A very inexpensive fail, but a fail nonetheless. At least we know how to fix our mistake, and we’re already planning on doing the same costumes next year. We ended up only going out the Friday before Halloween. We went over to a friend’s place and hung out there for a little bit. We enjoyed some cocktails before heading to the bar. I gave Mr. Frugal Turtle $60.00 in cash to hold for me (and him, since he didn’t have any cash on him), and I got $40.00 back. Not a bad night at the bar.
Ok! On to the numbers.
I realized recently that I haven’t been including my income on these monthly reports, but going forward, I shall try to remember to include this.
Net Income: $4,438.21. My job is my only source of income. That amount includes my 401k contribution. Not included in this total is the $100 gift card that I received from my employer.
Savings: $3,645.20. This total includes my 401k contribution and the money that got transferred to my savings account.
|Gift for expecting co-worker||$20|
|Drinks on night before Halloween||$20|
|Checking Account Fee||$3.95|
Total Expenses: $846.26
If my memory serves my correctly, Mr. Frugal Turtle also paid for groceries at Sam’s Club. I don’t remember the exact total, but I think it was around $100. That’s the way it seems to go. One month we spend more on groceries, and the next month it’s a lot less. Also, a large portion of our groceries were covered with the gift cards that our employer gifted to us.
I’m hoping that November is another low expense month. As of right now, we don’t have anything major planned that would cause my expenses to rise. A movie theater date is tentatively planned for later this month, but that’s about it.
Here’s to a frugal November!