A Movie Date! and The March Financial Update with Net Worth

March was the second month in a row where I kept my expenses under $1k. In this update I also talk about my net worth, income and how much I saved.Welcome to my March Financial Update!

I can’t believe it’s April already!  I love it!  The sun is setting later and later every day.  It’s slowly warming up.  Migrating birds are flying in from the south.  Summer is just around the corner!

March was a pretty good month for me, financially.  I had my second month in a row with expenses under $1,000.  You can read last month’s financial update here.  Income was also strong due to a three paycheck month.  Don’t you love those?

Mr. Frugal Turtle and I had a rare date night in March.  We went out to dinner (he paid) and then we went to a movie.  He paid for the movie as well (what a guy!).  I paid for the drink and snack.  It’s always a shock to the wallet when I have to pay close to $15 for one tub of popcorn and one soda.  Oh well, we had a great night and really enjoyed the movie (Logan).

Taxes are done!

I spent one joyous night early in March filling out my taxes and was refunded a total of $602 from federal and state.  I qualify for the free e-file so I took advantage of that.  I’ve used TaxAct the past couple of years and they seem to make doing taxes a little easier than most tax programs I’ve tried.  I’m not an affiliate for them, I just use and like their program enough to recommend it!

As soon as both the federal and state tax refunds were deposited into my checking account they were transferred to my IRA.  It was such a great feeling to transfer $602 to my retirement account!

On to the numbers!

March net worth

I ended March with a net worth of $118,030.34.  My goal for this year is to end the year with a net worth of $150k.  If I can reach $125k by the end of June I think I have a good shot of reaching that goal.

My net worth includes my retirement accounts and my regular savings account.

I use Personal Capital (affiliate link) to keep track of my net worth.  Personal Capital is really easy to use and I have to admit, I’m kinda addicted.  You can link your credit cards, banks, and investment accounts to this site and it updates all the time.  I log in and check my net worth almost every single day.  It also has a pretty sweet retirement planner that tells you what you can work on to make your retirement even better. Continue reading “A Movie Date! and The March Financial Update with Net Worth”

July Financial Update

July Net WorthSummer is Almost Over

Where is the summer going?  It’s really depressing to be writing this financial update.  Summer is quickly becoming just a memory.  🙁

It’s hard to believe that fall is right around the corner.  As much as I look forward to pumpkins and Halloween and turning leaves, I love summer more.  I love the long days and the thunderstorms and the delicious fresh garden vegetables.

Cheap Grocery Bills!

I’m really lucky because my mother loves to garden.  She has a huge garden and grows all sorts of vegetables.  So many in fact, that she gives me a huge, overflowing reusable grocery bag full every time I go visit her.  Our grocery bills are ridiculously small this time of year!  I spent around $12 at the grocery store over the weekend to replenish our bananas, cheese stock, and orange juice.  We are set for the week!

My Love for Camping

Anyways, I guess I should be telling you about last month.  Unfortunately it was pretty uneventful.  We came back from our camping trip in the first week of July.  I honestly can’t recommend camping enough.  I enjoy everything about it.  It’s cheap.  The parks are beautiful and filled with hiking trails.  Cooking over the campfire is awesome!  I’m convinced anything that is cooked over fire is the best thing ever.  Plus, nature.  Lightening bugs mesmerize me, crazy raccoons make me laugh, and deer make me stand as still as I possibly can so I don’t scare them away.  In my opinion, camping is the most relaxing vacation out there.

I have one warning about camping.  Wear bug spray!  I had a deer tick scare after we were back home.  Mr. Frugal Turtle noticed a very dark red mark on my shoulder and we both got worried.  I went to the doctor the next morning to get checked out.  He assured us it wasn’t a deer tick.  While I was relieved, I was kinda annoyed that I wasted $30 on a co-pay for what was literally a one minute visit by the doctor.  Lesson learned.

Free Events

I was lucky last month.  The events that I went to were free!  On the 4th of July Mr. Frugal Turtle and I went to the local free fireworks show.  While we didn’t spend any money there, he did treat me to a very rare fast food meal beforehand.  While I was eating, I was reminded why I enjoy cooking at home more than going out!  If I remember right, that was our only meal “out”.  No restaurants for us last month!

A couple of weeks later I had a family reunion at a local park.  Everyone was asked to bring a dish for potluck.  I treated everyone to Spinach and Artichoke Dip with choice of Hawaiian bread, pita chips, or tortilla chips.  There was hardly any left by the end!  It was great to see everyone.  I have a huge extended family with 5o cousins on my dad’s side. That doesn’t include all their spouses and kids.  It’s crazy!

Ok!  Are you ready for my financial update for July??

July Net Worth

I ended July with a net worth of $91,190.06!  This includes my retirement accounts and savings account.  I’m inching closer and closer to my goal of $100k by New Year’s Eve! Actually, the way things are looking I will surpass that goal by a generous amount.  I’m so excited!  I’ve always read that the first $100k is the hardest.  Boy, is that ever right!  Three years ago I paid off my last debt.  At that time I had around $25k in savings/retirement accounts.   A year later I moved in with Mr. Frugal Turtle and cut my rent in half and did away with other unnecessary expenses.  It was then that I really started to throw huge amounts of money towards retirement.  I’m just really happy that this plan is actually working and in ten more years I will (hopefully) be FIRE’d! Continue reading “July Financial Update”