A Birthday Meal and My February Financial Update with Net Worth

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One of my best financial updates yet! I managed to keep my expenses super low in February. Also check out the post to see my income, savings and net worth!I’ve been looking forward to writing this February financial update ever since the month ended!  February ended up being a month where I had very low expenses.  It helped that the month was shorter than normal.  If only I could have low expenses like this every month!

Mr. Frugal Turtle Turns a Year Older

February was Mr. Frugal Turtle’s birthday month!  He took the day off from work and we spent the day together on his birthday.  I didn’t get him anything for his birthday.  We usually don’t do gifts for any occasion, so this is normal.

I did, however, take him to a Mexican Restaurant that gives free meals on birthdays.  Several of his siblings and their significant others were able to join us for the grand occasion.  There’s no better way to spend your birthday than surrounded by loved ones!

What Else Happened In February?

I ended up getting a nasty cold in the beginning of the month and it took a couple of weeks before I was feeling better.  I’m just happy Mr. Frugal Turtle never ended up getting it.  It had me completely down for the count for an entire weekend!

A new grocery store opened up in the area!  Fresh Thyme opened up late in January and I finally got to go there in February.  For someone who actually enjoys grocery shopping this was a big deal!  There was so much hype about this store that I couldn’t wait to see what the big deal was.

The verdict: it’s cheaper than other grocery stores on some items.  Other items they are more expensive.  Just like every other store.  It just goes to show you that you have to pay attention to prices no matter where you are.

On to the numbers!

February Net Worth

I ended February with a net worth of $115,121.53.  My goal for this year is to end the year with a net worth of $150k.  If I can reach $125k by the end of June I think I have a good shot of reaching that goal.

My net worth includes my retirement accounts and my regular savings account.

I use Personal Capital (affiliate link) to keep track of my net worth.  Personal Capital is really easy to use and I have to admit, I’m kinda addicted.  You can link your credit cards, banks, and investment accounts to this site and it updates all the time.  I log in and check my net worth almost every single day.  It also has a pretty sweet retirement planner that tells you what you can work on to make your retirement even better. Continue reading “A Birthday Meal and My February Financial Update with Net Worth”

December Financial Update with Net Worth

As I write this net worth update, January is almost over.

That means our Minnesota winter is about half over with.

I can’t wait for spring!

I’m not a fan of winter, or the short days, or the bad, slippery snow-covered roads, or the dreariness that seems to accompany our winters in the north.

It’s not all bad, though.  I love curling up on the couch with a blanket and a hot cup of tea.  Where our fur-baby will inevitable come and cuddle on me and warm me even more.  That’s my happy zone.

Here is my net worth update for December! Read all about my finances in this blog post. Find out how much I spent, earned and saved in December.Where Did December Go?

December came and went way to fast.  Usually my employer gives everyone about a week and a half off around Christmas and New Year’s.  I look forward to that time off all year.  Unfortunately, that didn’t happen this year.  Due to increased demand, we only got the weekend holidays off in 2016.

Luckily I had vacation time that had to be used by the end of the year, so I did sneak in a few days off the last week.  It’s just nice to relax with all the holiday festivities and gatherings that occur.

Back in the beginning of the month, Mr. Frugal Turtle and I and a couple of our friends went to see Trans-Siberian Orchestra.  What an awesome concert!  This was the second time that I’ve seen them and it was just as great this time around.  I highly encourage everyone to see them if they get the chance!  They put on an amazing show!

I paid for Mr. Frugal Turtle’s ticket.  If I remember correctly he picked up a dinner tab and bought groceries to make up for it.  We don’t keep exact records of who owes who what.  It all evens out in the end.

As far as Christmas gifts go, I spent close to $200.  That amount is slightly more than normal, but not enough to break the bank.  I bought gifts for my little niece, my parents and the person whose name I drew for our name exchange.  Mr. Frugal Turtle and I don’t exchange gifts for Christmas.

I also bought myself a new pair of boots and some leggings in December. I’ve been wanting a pair of black riding boots for some time, and when I finally found a pair I liked for a decent price, I scooped them up.

On to the numbers!

December net worth

I ended the year with a net worth of $105,741.88.  It still feels amazing to be over $100k net worth.  This frugality stuff actually works!  It feels pretty good to see that number go up and up.  Unfortunately, it’s a slow process.  No one ever said my goal of early retirement was going to be easy to achieve.

My net worth includes my retirement accounts and my regular savings account. Continue reading “December Financial Update with Net Worth”