Halfway to My Year-End Goal! and My June Financial Update with Net Worth

2017 is half over! I'm on my way of reaching my financial goal for the year! This financial update also includes my financial update with net worth.Welcome to June’s Financial Update!

We are a little over halfway through 2017, and I am a little over halfway to my financial goal for 2017!  I have a lofty goal this year of reaching $150k net worth by the end of the year and I am on track to reach it.  Yay!!

I ended 2016 with a net worth of $105,741.88.  To reach my goal, I need to increase my net worth by $44,258 in one year.  Making a salary of around $45,000.  And I’m now halfway there!  Thanks to the incredible stock market ride we’re on, and being pretty darn frugal, I’m doing something I really didn’t think was possible!

I’m not gonna lie, it feels pretty awesome!

June Recap

The biggest (and best) thing that happened in June was the trip to Aruba that Mr. Frugal Turtle and I enjoyed.  We spent one glorious week there and it was way too short.  I did a full recap of the trip in the post The Pros and Cons to Staying at an All-Inclusive Resort.  Check it out!

Once we got back from our trip and we were back to the same old routine, I brought my car in to get my oil changed.  I’ve had my ABS light on my dash on for about a month and the worker there told me that there’s an issue with my wheel bearing.  It’s going to be a $300 fix.  Great.  My car’s only worth at most $1,000.  I haven’t gotten it fixed yet.  Mr. Frugal Turtle is going to look into it and see if he can fix it.

It was a spendy month for car expenses!  My auto insurance was due in July but I paid for it in June.  $322.20 for six months.  Ouch!  I prefer paying for the whole bill at once instead of monthly.  It saves me a couple of dollars every month, plus I don’t have to think about it every month.

Kohl’s is one of the stores I shop at on a regular basis, but only when they send me a 30% coupon!  Well, I got one in the mail last month and Mr. Frugal Turtle and I went on a little shopping spree.  This doesn’t happen too often, so I felt okay spending a little over $100 on this trip.  I paid for Mr. Frugal Turtle’s items and he bought groceries for the week.  We keep our finances separate since we aren’t married (yet!).  It works for us.

on to the numbers!

June Net Worth

I ended June with a net worth of $127,008.29.  Like I mentioned above, I’m over halfway to my year-end goal!

My net worth includes my retirement accounts and my regular savings account.

I use Personal Capital to keep track of my net worth.  Personal Capital is really easy to use and I have to admit, I’m kinda addicted.  You can link your credit cards, banks, and investment accounts to this site and it updates all the time.  I log in and check my net worth almost every single day.  It also has a pretty sweet retirement planner that tells you what you can work on to make your retirement even better. Continue reading “Halfway to My Year-End Goal! and My June Financial Update with Net Worth”

5 Great Ideas for a Frugal Valentine’s Day

Five Great Ideas for a Frugal Valentine's Day!Valentine’s day is approaching!  I hope this post can give you some ideas for a frugal Valentine’s day.

Can you believe that last year people spent an estimated $19.7 billion dollars on Valentine’s Day!  Whoa.  That is a lot of jewelry and dinners out.

While Mr. Frugal Turtle and I don’t partake in the holiday like most people do, we still tend to recognize the holiday in our own way.  We’ll be extra lovey dovey with each other and probably do something from the list below.

1. Stay in and watch a movie.

Mr. Frugal Turtle and I do this all the time, not just on Valentine’s Day.  We enjoy making some deliciously salty popcorn on the stove and cuddling up under some blankets on the couch.

Watching a movie this way definitely beats paying an arm and a leg for movie tickets and refreshments, sitting in a freezing movie theater and having to put up with annoying people talking during the movie or having the people behind you put their feet up on your chair.

2.  Make a homemade dinner.

What better way to show someone you love them than by making them their favorite meal.  It can be anything from a homemade pizza with their favorite toppings to pasta with buttery, garlic bread, or a cheesy, comforting casserole.

I really love it when Mr. Frugal Turtle helps out with making dinner.  It’s a way to keep connected, have fun joking around, and simply enjoy each other’s company.

Being it is Valentine’s Day and not just another weeknight, open a bottle of wine!  Make that dinner extra special.  Turn the lights off and light a candle at the dinner table.  Super romantic! Continue reading “5 Great Ideas for a Frugal Valentine’s Day”