Is Netflix Worth the Expense? Plus My January 2017 Financial Update with Net Worth

My January 2017 Financial Update with Net WorthHappy February and welcome to my January financial update!

So far February isn’t treating me very well.  I seem to have caught the bug that is going around at work.  It’s early yet, but I really hope I don’t need to miss work because of it.  I hate calling in sick!

January would have been an impressive month as far as low expenses go, however, my car and renter’s insurance were due last month and I always pay in full.  So that added an extra $385 to my expenses.  Doh!

Oh well.  I still had a pretty good month!

Should I cut Netflix from my life?

One expense that I’ve been thinking about getting rid of is Netflix.  I have the one-disc-out-at-a-time plan.  I really like Netflix and I think it’s a good way to go if you watch and return the movie in a reasonable amount of time.  However, if you’re like Mr. Frugal Turtle and I, sometimes it’s a few weeks or a month before we get around to watching the movie together.

Basically, sometimes it feels like we’re paying $8.54 to rent one movie. Which is way too much.

Most of the time we are pretty good at watching the movie and getting it in the mail pretty quickly.  But the weekends where one or both of us is working, it doesn’t get watched.

We work a lot of weekends, especially in the spring, summer and fall months.  Plus, I work on the day-shift and Mr. Frugal Turtle works the night-shift.

Yes, we could watch the movie separately, but we enjoy watching them together.

And Mr. Frugal Turtle pays for the streaming plan, which, let’s be honest, doesn’t always have the best movies to pick from.  That’s why we still have a disc plan.

I need to ponder this more.  It might be time for me to cut this monthly expense and visit the library’s DVD section more often.

on to the numbers!

January Net Worth

I ended January with a net worth of $109,976.97.  Would it be reasonable to have hopes of achieving $150k by the end of this year?  That’s the number that would really make me happy on December 31st.

My net worth includes my retirement accounts and my regular savings account. Continue reading “Is Netflix Worth the Expense? Plus My January 2017 Financial Update with Net Worth”

5 Great Ideas for a Frugal Valentine’s Day

Five Great Ideas for a Frugal Valentine's Day!Valentine’s day is approaching!  I hope this post can give you some ideas for a frugal Valentine’s day.

Can you believe that last year people spent an estimated $19.7 billion dollars on Valentine’s Day!  Whoa.  That is a lot of jewelry and dinners out.

While Mr. Frugal Turtle and I don’t partake in the holiday like most people do, we still tend to recognize the holiday in our own way.  We’ll be extra lovey dovey with each other and probably do something from the list below.

1. Stay in and watch a movie.

Mr. Frugal Turtle and I do this all the time, not just on Valentine’s Day.  We enjoy making some deliciously salty popcorn on the stove and cuddling up under some blankets on the couch.

Watching a movie this way definitely beats paying an arm and a leg for movie tickets and refreshments, sitting in a freezing movie theater and having to put up with annoying people talking during the movie or having the people behind you put their feet up on your chair.

2.  Make a homemade dinner.

What better way to show someone you love them than by making them their favorite meal.  It can be anything from a homemade pizza with their favorite toppings to pasta with buttery, garlic bread, or a cheesy, comforting casserole.

I really love it when Mr. Frugal Turtle helps out with making dinner.  It’s a way to keep connected, have fun joking around, and simply enjoy each other’s company.

Being it is Valentine’s Day and not just another weeknight, open a bottle of wine!  Make that dinner extra special.  Turn the lights off and light a candle at the dinner table.  Super romantic! Continue reading “5 Great Ideas for a Frugal Valentine’s Day”